Payment Plan

A payment plan sets out the instalments in which the purchase price is paid for off-plan, often as a split such as 70/30 between construction phase and handover.

With 70/30, 70% flows in stages during construction and 30% at handover. Other models such as 60/40 or post-handover plans shift more of the payment further back.

The payment plan determines your liquidity needs over years. A seemingly cheap entry with a high construction instalment can tie up your funds more than expected.